401k Max Contribution 2025 Catch Up 2025 . In 2025, the maximum 401(k) contribution limit is $23,000 for people under the age of 50. That means an active participant 50 or.
For individual retirement accounts, or iras—both roth and traditional types—2025 contributions will max out at $7,000, up from $6,500 in 2023. In 2022, the most you can contribute to a roth 401(k) and contribute in pretax contributions to a traditional 401(k) is $20,500.
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